Free Forever · No Credit Card · $0 Minimum

Save $3,200–$7,100
per year in taxes

Tax-loss harvesting that Wealthfront charges $100K+ for — free, from day one. See exactly what you're leaving on the table below.

Built by an ex-Fidelity systems engineer who saw the gaps firsthand.

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✓ Free forever — no credit card required · ✓ 60-second setup
$0
Minimum to get started
—
Investors already using it
0%
Advisory fees, forever
🔒 Bank-level encryption 💳 No credit card required 👁️ Read-only access — we never touch your money 🔐 256-bit SSL secured $0 Zero advisor fees, ever
Tax Savings Calculator

See what taxes are actually costing you

No signup required. Get your personalized estimate in seconds.

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Your Estimated Annual Tax Savings

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Want the real number? Enter your email and WealthPilot scans your actual holdings — not an estimate.

Estimate based on average market conditions (3% annual TLH opportunity rate). Actual savings depend on your holdings, tax situation, and market volatility.

Try the advanced calculator — sliders, 10-year compounding & advisor fee comparison →
The Problem With Everyone Else

Wealthfront wants $100k to unlock the good stuff.
We give it to you from day one.

Wealthfront
Locks direct indexing behind a $100,000 minimum
The feature that actually saves you money on taxes? You need six figures to access it. Everyone else gets plain ETFs.
$100k minimum for TLH+DI
Betterment
Doesn't offer direct indexing at all
You get ETF-level rebalancing and basic tax-loss harvesting. Individual security control? Not on the menu.
No direct indexing
Fidelity Go
Zero tax-loss harvesting, zero direct indexing
Simple, but stripped down. If you care about tax efficiency, you've outgrown Fidelity Go before you've started.
No TLH, no DI
✦

WealthPilot gives you all three — direct indexing, real-time tax-loss harvesting, and 24/7 autonomous rebalancing — starting at $0. No gatekeeping.

How It Works

Three steps. Then it runs itself.

01
🔗
Connect Your Brokerage
Link your existing brokerage in under 60 seconds via Plaid. Fidelity, Schwab, Vanguard, TD Ameritrade, and more. Read-only access — you stay in full control.
60 Seconds · Plaid-Secured
02
🔍
AI Scans for Tax-Loss Opportunities
WealthPilot's AI continuously scans every holding for tax-loss harvesting opportunities — at the individual security level, not just ETFs. Nothing slips through.
Real-Time Analysis
03
📊
Get Actionable Recommendations
Receive clear rebalancing recommendations with your estimated annual tax savings. See exactly what you're leaving on the table — and what to do about it.
Estimated Savings Shown
🏦 Built by an ex-Fidelity Systems Engineer — the same infrastructure that manages institutional portfolios, now available to everyone.
$2,400
Average annual TLH savings
on a $100K portfolio
Based on industry-standard tax-loss harvesting research. Actual savings vary by portfolio composition, tax bracket, and market conditions.
🔒 Bank-Level Encryption 🔗 Plaid-Secured Connection 👁️ Read-Only Access 🚫 We Never Touch Your Money $0 No Advisory Fees, Ever

Join investors already using WealthPilotOS — free.

Early Users

Real portfolios.
Real tax savings.

$3,140
identified in first scan

"I'd been with Betterment for 3 years and never saw a tax-loss harvesting report. WealthPilot found $3,140 in savings in my first scan. Took me 4 minutes to set up."

👤
David R.
Software engineer · $185K portfolio
$7,800
projected annual savings

"I was paying Wealthfront 0.25% to manage $420K. That's $1,050/year to miss the features they lock behind $100K minimums. WealthPilot costs me nothing and does more."

👤
Sarah K.
Product manager · $420K portfolio
$1,850
saved in first tax year

"I only have $78K invested but WealthPilot still found opportunities I was missing. The 24/7 monitoring is the part I didn't expect to matter this much — it caught a dip I would've ignored."

👤
Marcus T.
Early career investor · $78K portfolio
Head-to-Head

The honest comparison you won't find on their sites

Every major robo-advisor, side by side. You can see why they don't do this.

WealthPilot Wealthfront Betterment Fidelity Go
Account Minimum ✓$0 $500 (basic) / $100k (TLH+DI) ✓$0 ✓$0
Tax-Loss Harvesting ✓Real-time, security-level Daily, ETF-level ($500+) ETF-level only ✗None
Direct Indexing ✓Default, $0 minimum $100,000 minimum ✗Not offered ✗Not offered
24/7 Monitoring ✓Autonomous, always on Daily rebalancing checks Scheduled only Periodic only
Advisory Fees ✓$0 — No fee, ever 0.25%/year 0.25%/year ✓$0 (limited features)
Conversational AI ✓Natural language planning ✗No ✗No ✗No
🏦

"I spent years at Fidelity watching high-net-worth clients get features that regular investors never had access to. The minimums, the gatekeeping, the 1% annual fees — none of it was necessary. It was a business model, not a technology constraint. WealthPilot exists because those constraints are finally gone."

— Founder, WealthPilot  ·  Former Fidelity Systems Engineer

Stop leaving tax savings
on the table

Your portfolio is working 24/7. Your wealth management should too. Connect your brokerage and let WealthPilot find what you're missing.

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No minimum. No advisor fees. No credit card required.